WATERTOWN MUNICIPAL
Watertown, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
661
Net Worth Ratio
35.82%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$9.9M
Peer Group 2
Members
661
as of latest quarter
Net Worth Ratio
35.82%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$9.9M
Total Shares
$6.3M
Total Loans
$2.9M
Net Income
$23K
Net Worth Ratio
35.82%
≥7% = Well Capitalized
Members
661
Return on Assets
0.23%
annualized · >0.5% healthy
Loan-to-share ratio: 46.5%· healthy range 60–80%
Branch Locations
NCUAWATERTOWN MUNICIPAL CREDIT UNION
149 MAIN ST, WATERTOWN, MA, 02472-4410
MONDAY THRU FRIDAY 9:00AM-4:00PM
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/watertown-municipal" target="_blank" rel="noopener">View WATERTOWN MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.