Saint Charles, MO · State Credit Union · Chartered in MO
Who can join
State government employees (special charter)
Members
68,069
Net Worth Ratio
7.94%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.15B
Total Shares
$1.04B
Total Loans
$842.0M
Net Worth Ratio
7.94%
≥7% = Well Capitalized
Members
68,069
Delinquency Rate (60d+)
0.42%
$3.5M
Loan-to-share ratio: 81.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,102 | 701 | 305 | 63.6% | 27.7% |
| 2022 | 1,207 | 915 | 192 | 75.8% | 15.9% |
| 2021 | 308 | 207 | 80 | 67.2% | 26.0% |
No CFPB complaint data available for this credit union.
Administration
19 Research Park Ct, Saint Charles, MO, 63304-5616
M-TH 9am-5pmF 9am-5:30pm
West County
16260 Truman Rd, Ellisville, MO, 63011
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
Sunset Hills
3860 S Lindbergh Blvd, Saint Louis, MO, 63127
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
Twin Cities
332 Festus Centre Dr, Festus, MO, 63028
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
OFallon
29 Ofallon Sq, O Fallon, MO, 63366
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
North County
11654 W Florissant Ave, Florissant, MO, 63033-6723
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
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<a href="https://bankscorer.com/credit-union/vantage" target="_blank" rel="noopener">View VANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Greenway Chase
601 Greenway Chase Dr, Florissant, MO, 63031
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
Wentzville
1750 Wentzville Pkwy, Wentzville, MO, 63385
M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon
Bridgeton
11915 Saint Charles Rock Rd, Bridgeton, MO, 63044
M - TH 9:00 am - 5:00 pmF 9:00 am - 5:30 pmS 9:00 am - Noon
Cave Springs
1040 Cave Springs Blvd, Saint Peters, MO, 63376
M-TH 9:00 am-5:00pm F 9:00 am-5:30pm S9:00am-Noon
5 more locations not shown.