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UTICA DISTRICT TELEPHONE EMPLOYEES

Utica, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Multiple select employee groups

Charter #11157Est. 1956RSSD: 676384

Members

1,669

Net Worth Ratio

31.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$40.0M

Peer Group 3

Members

1,669

as of latest quarter

Net Worth Ratio

31.99%

Well Capitalized

Institution Profile

NCUA

Address

2812 Genesee St, Utica, NY 13502

Chartered

1956

Branch Locations

2 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$40.0M

Total Shares

$27.9M

Total Loans

$16.2M

Net Worth Ratio

31.99%

≥7% = Well Capitalized

Members

1,669

Delinquency Rate (60d+)

0.35%

$57K

Loan-to-share ratio: 58.1%· healthy range 60–80%

Branch Locations

NCUA

CREDIT UNION LOT

2812 GENESEE ST, UTICA, NY, 13502

8-4

Main

fiserv

fiserv-portico, Frisco, TX, 75034

mon-fri 8-9 eastern time and sat til 4 eastern time

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.