UPSTATE
Anderson, SC · Federal Credit Union · Chartered in SC
Who can join
Employer / occupational group
Members
17,602
Net Worth Ratio
9.70%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$148.1M
Peer Group 5
Members
17,602
as of latest quarter
Net Worth Ratio
9.70%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$148.1M
Total Shares
$134.1M
Total Loans
$96.7M
Net Worth Ratio
9.70%
≥7% = Well Capitalized
Members
17,602
Delinquency Rate (60d+)
0.15%
$144K
Loan-to-share ratio: 72.1%· healthy range 60–80%
Branch Locations
NCUAAdministration Center
123 Broadbent Way, Anderson, SC, 29625
Monday - Friday 8:00 a.m - 5:00 p.m
Honea Path Branch
430 N Main St, Honea Path, SC, 29654-1440
Monday, Tuesday, Thursday, 8:00 a.m. - 5:00 p.m. Wednesday Drive Thru 8:00 a.m. - 5:00 Wednesday Lobby 9:00 a.m. - 5:00 pm Friday 8:00 am - 5:30 pm
Williamston Office
4 roberts Blvd, Williamston, SC, 29697
Monday, Tuesday Wednesday, Thursday 9:00 a.m. - 5:00 p.m. Friday 9:00 to 5:30 Friday 9:00 a.m. - 5:30 p.m.
South Anderson Branch Office
4805 Highway 81 S, Starr, SC, 29684-9308
Mon to Thursday 8:00 am to 5:00 Friday 8:00 am to 5:30 pm
Whitehall / McGee Road Branch
910 Whitehall Rd, Anderson, SC, 29625-2120
Hours: Mon. - Thurs. 8am - 5pm Fri. 8am - 5:30pm Sat. 9am - 1pm
Michelin US 8
1 Bib Way, Anderson, SC, 29626
Monday - Friday 7:00 am to 3:00 pm
Michelin US 10
10 Bib Way, Anderson, SC, 29626
Monday - Friday 7:00 am to 3:00 pm
Pendleton Branch
6700 Highway 76, Pendleton, SC, 29670
Mon to Thursday 8:00 am to 5:00 Friday 8:00 am to 5:30 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/upstate" target="_blank" rel="noopener">View UPSTATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.