Hadley, MA · Federal Credit Union · Chartered in MA
Who can join
Occupational / select employee group
Members
51,124
Net Worth Ratio
9.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$712.5M
Total Shares
$641.6M
Total Loans
$543.4M
Net Worth Ratio
9.50%
≥7% = Well Capitalized
Members
51,124
Delinquency Rate (60d+)
0.64%
$3.5M
Loan-to-share ratio: 84.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 623 | 413 | 89 | 66.3% | 14.3% |
| 2022 | 446 | 334 | 40 | 74.9% | 9.0% |
| 2021 | 235 | 162 | 35 | 68.9% | 14.9% |
No CFPB complaint data available for this credit union.
Hadley Branch
200 Westgate Center Dr, Hadley, MA, 01035
Monday - Friday 8:00 am - 5:00 pm Saturday 9:00 am - Noon
Worcester Branch
5 Lake Ave N Rm S1-820, Worcester, MA, 01605-2319
Monday - Thursday 7:30 am - 4:30 pm Friday 7:00 am - 4:30 pm
UMass Amherst Branch
1 Campus Center Way, Amherst, MA, 01003
Monday - Thursday 9:00 am - 4:00 pm Friday 9:00 am - 4:30 pm
Northampton Branch
245 King St, Northampton, MA, 01060
Monday - Wednesday 8:30 am - 4:30 pm Thursday - Friday 8:30 am - 6:00 pm Saturday 9:00 am - Noon
Mercy Medical Center Branch
233 Carew St Rm 110, Springfield, MA, 01104-2377
Monday - Wednesday, Friday 8:30 AM - 4:30 PMThursday - 7:00 AM - 4:30 PM
Northampton VA
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<a href="https://bankscorer.com/credit-union/umassfive-college" target="_blank" rel="noopener">View UMASSFIVE COLLEGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
421 N Main st, Leeds, MA, 01053
LobbyM - F 9 a.m. - 1 p.mVideo M - W 7:30 a.m - 5 p.m.Th - F 7:30 a.m. - 6 p.m.S 9 a.m. - noon