ULSTER
Kingston, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
6,975
Net Worth Ratio
10.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$176.9M
Peer Group 5
Members
6,975
as of latest quarter
Net Worth Ratio
10.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$176.9M
Total Shares
$165.8M
Total Loans
$41.7M
Net Income
$274K
Net Worth Ratio
10.30%
≥7% = Well Capitalized
Members
6,975
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.55%
$228K
Loan-to-share ratio: 25.1%· healthy range 60–80%
Branch Locations
NCUASchwenk Dr
127 Schwenk Dr, Kingston, NY, 12401
M 8:00-5:00 T 8:00-5:00 W 8:00-5:00 TH 8:00-5:00 F 8:00-5:00 S 8:30-1:00
Ulster Avenue
807 Ulster Ave, Kingston, NY, 12401
M 8:00-5:00 T 8:00-5:00 W 8:00-5:00 TH 8:00-5:00 F 8:00-5:00 S 8:30-1:00
Saugerties
9W Simmons Plz, Saugerties, NY, 12477
M 8:00-5:00 T 8:00-5:00 W 8:00-5:00 TH 8:00-5:00 F 8:00-5:00 S 8:30-1:00
Iron Mountain
692 Binnewater Rd, Kingston, NY, 12401
CMC Flex
8520 S Sandy Pkwy, Sandy, UT, 84070
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ulster" target="_blank" rel="noopener">View ULSTER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.