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TRANSIT

Valley Stream, NY · Federal Credit Union · Chartered in NY

LICU MDIWell Capitalized

Who can join

Occupational / employer group

Charter #21831Est. 1974RSSD: 108586

Members

3,169

Net Worth Ratio

9.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$18.5M

Peer Group 3

Members

3,169

as of latest quarter

Net Worth Ratio

9.98%

Well Capitalized

Institution Profile

NCUA

Address

20 N Central Ave Fl 3, Valley Stream, NY 11580

Chartered

1974

Branch Locations

2 locations

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$18.5M

Total Shares

$16.6M

Total Loans

$2.0M

Net Income

$27K

Net Worth Ratio

9.98%

≥7% = Well Capitalized

Members

3,169

Return on Assets

0.15%

annualized · >0.5% healthy

Loan-to-share ratio: 12.2%· healthy range 60–80%

Branch Locations

NCUA

TRANSIT FEDERAL CREDIT UNION

20 N CENTRAL AVE FL 3, VALLEY STREAM, NY, 11580

8:00AM - 4:00PM MONDAY THRU FRIDAY8:00 AM-1:00 3RD SATURDAY OF THE MONTH SEPTEMBER THRU JUNE.

Main

COMPUSOURCE SYSTEMS

110 JOHN MUIR Dr, AMHERST, NY, 14228-1148

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.