🏦Bank Scorer

TRAILNORTH

Ticonderoga, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #9219Est. 1954RSSD: 375780

Members

10,968

Net Worth Ratio

9.73%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$176.5M

Peer Group 5

Members

10,968

as of latest quarter

Net Worth Ratio

9.73%

Well Capitalized

Institution Profile

NCUA

Address

1172 Nys Route 9n, Ticonderoga, NY 12883-3106

Chartered

1954

Branch Locations

4 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$176.5M

Total Shares

$158.6M

Total Loans

$91.3M

Net Worth Ratio

9.73%

≥7% = Well Capitalized

Members

10,968

Delinquency Rate (60d+)

0.45%

$411K

Loan-to-share ratio: 57.6%· healthy range 60–80%

Branch Locations

NCUA

TrailNorth Federal Credit Union

1172 NYS Route 9N, Ticonderoga, NY, 12883-3106

8:30 am to 4:30 pm

Main

TrailNorth Federal Credit Union

1178 NYS Route 9N, Ticonderoga, NY, 12883-3106

8:30 - 4:30 Mon to Fri 8:30 - 4:30 Sat

ATMDrive-thru

TrailNorth Federal Credit Union

43 Meacham St, Port Henry, NY, 12974-1426

9am-4pm M-F 9am-12pm S

ATMDrive-thru

TrainNorth Federal Credit Union

7519 Court St, Elizabethtown, NY, 12932

M-F 9am-4pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.