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TONAWANDA VALLEY

Batavia, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #22167Est. 1975RSSD: 834689

Members

12,996

Net Worth Ratio

10.91%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$167.0M

Peer Group 5

Members

12,996

as of latest quarter

Net Worth Ratio

10.91%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 398, Batavia, NY 14021-0398

Chartered

1975

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$167.0M

Total Shares

$148.1M

Total Loans

$86.7M

Net Income

$513K

Net Worth Ratio

10.91%

≥7% = Well Capitalized

Members

12,996

Return on Assets

0.31%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.13%

$114K

Loan-to-share ratio: 58.6%· healthy range 60–80%

Branch Locations

NCUA

Tonawanda Valley FCU

10 Jefferson Square Ave, Batavia, NY, 14020

Mon-Thu 9am-5pm, Fri 9am-6pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.