Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple select employee groups
Members
97,655
Net Worth Ratio
11.25%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.48B
Total Shares
$1.30B
Total Loans
$1.16B
Net Worth Ratio
11.25%
≥7% = Well Capitalized
Members
97,655
Delinquency Rate (60d+)
0.21%
$2.5M
Loan-to-share ratio: 89.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,431 | 865 | 355 | 60.5% | 24.8% |
| 2022 | 1,835 | 1,043 | 459 | 56.8% | 25.0% |
| 2021 | 2,253 | 1,477 | 433 | 65.6% | 19.2% |
No CFPB complaint data available for this credit union.
The Summit FCU
100 MARINA DR, ROCHESTER, NY, 14626-5104
8:00 am - 5:00 pm Mon-Fri
PENFIELD
2146 PENFIELD RD, PENFIELD, NY, 14526
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
SENECA FALLS
123 FALL ST, SENECA FALLS, NY, 13148
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6
HILTON
41 HOVEY ST, HILTON, NY, 14468
MON,TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
IRONDEQUOIT
2121 HUDSON AVE, ROCHESTER, NY, 14617
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6 SAT 9-1
DELAWARE
2290 Delaware Ave Ste 100, BUFFALO, NY, 14216
MON, TUES 9-4WED 10-4THUR 9-5FRI 9-6SAT 9-1
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<a href="https://bankscorer.com/credit-union/the-summit" target="_blank" rel="noopener">View THE SUMMIT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
HENRIETTA
2087 E HENRIETTA RD, ROCHESTER, NY, 14623
MON, TUE 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
BRIGHTON
1660 MONROE AVE, ROCHESTER, NY, 14618
MON,TUE 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
GREECE
100 MARINA DR, ROCHESTER, NY, 14626
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
CLARENCE
5641 TRANSIT RD, East AMHERST, NY, 14051-1805
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
5 more locations not shown.