Watertown, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
2,866
Net Worth Ratio
9.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$48.7M
Total Shares
$44.1M
Total Loans
$36.8M
Net Income
$117K
Net Worth Ratio
9.01%
≥7% = Well Capitalized
Members
2,866
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.41%
$151K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
MAIN OFFICE
Dulles State Office Building, WATERTOWN, NY, 13601
8:00 A.M. - 3:00 P.M. MONDAY THRU FRIDAY
BRANCH OFFICE
144 Eastern Boulevard, WATERTOWN, NY, 13601
8:00 A.M. - 4:30 P.M. MONDAY THRU FRIDAY
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<a href="https://bankscorer.com/credit-union/state-cs-employees" target="_blank" rel="noopener">View STATE CS EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.4%· healthy range 60–80%