ST. JOHN UNITED
Buffalo, NY · Federal Credit Union · Chartered in NY
Who can join
Community / multiple bond
Members
411
Net Worth Ratio
11.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.1M
Peer Group 1
Members
411
as of latest quarter
Net Worth Ratio
11.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.1M
Total Shares
$962K
Total Loans
$240K
Net Income
$-883
Net Worth Ratio
11.39%
≥7% = Well Capitalized
Members
411
Return on Assets
-0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.62%
$6K
Loan-to-share ratio: 24.9%· healthy range 60–80%
Branch Locations
NCUASt. John United Federal Credit Union
184 Goodell St, Buffalo, NY, 14204
Saturday: 9-12:30 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/st-john-united" target="_blank" rel="noopener">View ST. JOHN UNITED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.