Lynn, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
18,143
Net Worth Ratio
9.64%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$377.3M
Total Shares
$329.1M
Total Loans
$249.9M
Net Worth Ratio
9.64%
≥7% = Well Capitalized
Members
18,143
Delinquency Rate (60d+)
0.11%
$284K
Loan-to-share ratio: 75.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 56 | 50 | 2 | 89.3% | 3.6% |
| 2022 | 106 | 88 | 10 | 83.0% | 9.4% |
| 2021 | 152 | 107 | 25 | 70.4% | 16.4% |
No CFPB complaint data available for this credit union.
Main office-lynn
250 maple st, lynn, MA, 01904
m-w 830-4:30 thur-fr 8:30-6:30 sat 8:30-1 drive up m-w 7:30-4:30, thur fr 7:30-6:30 sat 8:00-1:00
branch-newburyport
155 State St, Newburyport, MA, 01950
m-w 9-4 th-fr 9-6 sat 9-1
branch-revere
171 Vfw Pkwy, REVERE, MA, 02151-2555
m-w 8:30-5:30 th-fr 8:30-6:30 sat 8:30-1:00
branch-salem
370 highland ave, salem, MA, 01970
m-w 8:30-4:30 th-fr 8:30-6:30 sat 8:30-1 drive up m-w 7:30-4:30 th fr 7:30-6:30 sat 8:00-1
branch-Seaport
336 Lafayette St, Salem, MA, 01970-5459
m-w 8:30 - 4:00th 8:30 -7:00fr 8:30 -5:00Sat 8:30-12:30
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<a href="https://bankscorer.com/credit-union/st-jeans" target="_blank" rel="noopener">View ST. JEAN'S on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.