Greenville, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple select employee groups
Members
45,420
Net Worth Ratio
8.12%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$712.1M
Total Shares
$634.0M
Total Loans
$573.9M
Net Worth Ratio
8.12%
≥7% = Well Capitalized
Members
45,420
Delinquency Rate (60d+)
0.64%
$3.7M
Loan-to-share ratio: 90.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 636 | 529 | 66 | 83.2% | 10.4% |
| 2022 | 650 | 598 | 19 | 92.0% | 2.9% |
| 2021 | 183 | 158 | 6 | 86.3% | 3.3% |
No CFPB complaint data available for this credit union.
Park Avenue
420 E Park Ave Ste 100, Greenville, SC, 29601-2237
Monday - Friday 8:30-5:00pm
Columbia Branch
1025 Pulaski St, Columbia, SC, 29201
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Taylors Branch
3237 Wade Hampton Blvd, Taylors, SC, 29687
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Easley Branch
118 Brushy Creek Rd, Easley, SC, 29642
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Mills Avenue
300 Mills Ave, Greenville, SC, 29605
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Verdae Branch
601 Verdae Boulevard, Greenville, SC, 29607
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<a href="https://bankscorer.com/credit-union/spero-financial" target="_blank" rel="noopener">View SPERO FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Five Forks Branch
117 Batesville Rd Ste 200, Simpsonville, SC, 29681
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Anderson- Main
1720 N Main St, Anderson, SC, 29621
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Anderson-Pearman Dairy
1434 Pearman Dairy Rd, Anderson, SC, 29625
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Spartanburg Branch
130 N Town Dr, Spartanburg, SC, 29303
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
1 more location not shown.