SPERO FINANCIAL
Greenville, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple select employee groups
Members
45,420
Net Worth Ratio
8.12%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$712.1M
Peer Group 6
Members
45,420
as of latest quarter
Net Worth Ratio
8.12%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$712.1M
Total Shares
$634.0M
Total Loans
$573.9M
Net Worth Ratio
8.12%
≥7% = Well Capitalized
Members
45,420
Delinquency Rate (60d+)
0.64%
$3.7M
Loan-to-share ratio: 90.5%· healthy range 60–80%
Branch Locations
NCUAPark Avenue
420 E Park Ave Ste 100, Greenville, SC, 29601-2237
Monday - Friday 8:30-5:00pm
Columbia Branch
1025 Pulaski St, Columbia, SC, 29201
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Taylors Branch
3237 Wade Hampton Blvd, Taylors, SC, 29687
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Easley Branch
118 Brushy Creek Rd, Easley, SC, 29642
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Mills Avenue
300 Mills Ave, Greenville, SC, 29605
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Verdae Branch
601 Verdae Boulevard, Greenville, SC, 29607
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Five Forks Branch
117 Batesville Rd Ste 200, Simpsonville, SC, 29681
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Anderson- Main
1720 N Main St, Anderson, SC, 29621
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Anderson-Pearman Dairy
1434 Pearman Dairy Rd, Anderson, SC, 29625
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
Spartanburg Branch
130 N Town Dr, Spartanburg, SC, 29303
Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00
1 more location not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/spero-financial" target="_blank" rel="noopener">View SPERO FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.