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SPECIAL METALS

New Hartford, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Multiple employer groups

Charter #14522Est. 1961RSSD: 1009587

Members

1,767

Net Worth Ratio

10.85%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.6M

Peer Group 3

Members

1,767

as of latest quarter

Net Worth Ratio

10.85%

Well Capitalized

Institution Profile

NCUA

Address

4340 Middle Settlement Rd, New Hartford, NY 13413-5316

Chartered

1961

Branch Locations

1 location

Membership Eligibility

Multiple employer groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.6M

Total Shares

$21.1M

Total Loans

$11.4M

Net Worth Ratio

10.85%

≥7% = Well Capitalized

Members

1,767

Delinquency Rate (60d+)

0.69%

$79K

Loan-to-share ratio: 54.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

4340 Middle Settlement Rd, New Hartford, NY, 13413-5316

monday - friday 7:30 a.m. - 5:30 p.m.

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.