Hartsville, SC · State Credit Union · Chartered in SC
Who can join
State government employees (special charter)
Members
25,924
Net Worth Ratio
11.29%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$266.2M
Total Shares
$235.8M
Total Loans
$153.4M
Net Income
$558K
Net Worth Ratio
11.29%
≥7% = Well Capitalized
Members
25,924
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.90%
$1.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 46 | 19 | 5 | 41.3% | 10.9% |
| 2022 | 90 | 49 | 18 | 54.4% | 20.0% |
| 2021 | 177 | 87 | 34 | 49.1% | 19.2% |
No CFPB complaint data available for this credit union.
Main Office
204 N 5th St, Hartsville, SC, 29550-4136
8:30 - 5:00
Darlington Branch
609 N Main St, Darlington, SC, 29532-2145
8:30 - 5:00
Bennettsville Branch
204 15/401 By-Pass East, Bennettsville, SC, 29512-4440
8:30 - 5:00
Florence Branch
1312 Celebration Blvd, Florence, SC, 29501
8:30 - 5:00
Disaster Recovery/Backup Cold
204 15/401 By-Pass, Bennettsville, SC, 29512
Mortgage Commercial Annex
124 N 5th St, Hartsville, SC, 29550-4134
8:30am to 5:00pm
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<a href="https://bankscorer.com/credit-union/spc" target="_blank" rel="noopener">View SPC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.1%· healthy range 60–80%
Cheraw Branch
849 Chesterfield HWY, Cheraw, SC, 29520
8:30am to 5:00pm