🏦Bank Scorer

SOUTHCOAST

New Bedford, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #22426Est. 1976RSSD: 591683

Members

4,315

Net Worth Ratio

12.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$60.3M

Peer Group 4

Members

4,315

as of latest quarter

Net Worth Ratio

12.03%

Well Capitalized

Institution Profile

NCUA

Address

271 Union St, New Bedford, MA 02740

Chartered

1976

Branch Locations

6 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$60.3M

Total Shares

$49.0M

Total Loans

$37.1M

Net Worth Ratio

12.03%

≥7% = Well Capitalized

Members

4,315

Delinquency Rate (60d+)

0.29%

$108K

Loan-to-share ratio: 75.7%· healthy range 60–80%

Branch Locations

NCUA

Union St

271 Union St, New Bedford, MA, 02740

Monday through Wednesday 7:30 AM to 4:30 PMThursday 7:00 AM to 6:00 PMFriday 7:00 to 5:30 PMSaturday 9:00 AM to 12:00 PM

MainATMDrive-thru

St Luke's Hospital

101 Page St, New Bedford, MA, 02740

Mon - Wed: 8:30 AM to 4:00 PM Thurs: 7:00 AM to 5:00 PM Fri: 7:30 AM to 4:00 PM

ATM

Charlton Memorial Hospital

363 Highland Ave, Fall River, MA, 02720

Mon - Wed: 8:30 AM to 4:00 PM Thurs: 7:00 AM to 5:00 PM Fri: 8:30 AM to 4:00 PM

ATM

Tobey Hospital

43 High St, Wareham, MA, 02571

Thurs: 8:00 AM to 4:00 PM Fri: 8:00 AM to 1:00 PM

ATM

ATT Site

200 Mill Rd, Fairhaven, MA, 02719

Mon - Fri: 8:30 AM to 4:00 PM

Acushnet Ave

1743 Acushnet Ave, New Bedford, MA, 02746-2126

8 - 4 Monday - Wed 8 - 5 Thursday and Friday 8 - 12 Saturday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.