New Bedford, MA · Federal Credit Union · Chartered in MA
Who can join
Community / multiple bond
Members
4,315
Net Worth Ratio
12.03%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$60.3M
Total Shares
$49.0M
Total Loans
$37.1M
Net Worth Ratio
12.03%
≥7% = Well Capitalized
Members
4,315
Delinquency Rate (60d+)
0.29%
$108K
Loan-to-share ratio: 75.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 89 | 78 | 9 | 87.6% | 10.1% |
| 2022 | 42 | 27 | 5 | 64.3% | 11.9% |
| 2021 | 49 | 42 | 4 | 85.7% | 8.2% |
No CFPB complaint data available for this credit union.
Union St
271 Union St, New Bedford, MA, 02740
Monday through Wednesday 7:30 AM to 4:30 PMThursday 7:00 AM to 6:00 PMFriday 7:00 to 5:30 PMSaturday 9:00 AM to 12:00 PM
St Luke's Hospital
101 Page St, New Bedford, MA, 02740
Mon - Wed: 8:30 AM to 4:00 PM Thurs: 7:00 AM to 5:00 PM Fri: 7:30 AM to 4:00 PM
Charlton Memorial Hospital
363 Highland Ave, Fall River, MA, 02720
Mon - Wed: 8:30 AM to 4:00 PM Thurs: 7:00 AM to 5:00 PM Fri: 8:30 AM to 4:00 PM
Tobey Hospital
43 High St, Wareham, MA, 02571
Thurs: 8:00 AM to 4:00 PM Fri: 8:00 AM to 1:00 PM
ATT Site
200 Mill Rd, Fairhaven, MA, 02719
Mon - Fri: 8:30 AM to 4:00 PM
Acushnet Ave
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<a href="https://bankscorer.com/credit-union/southcoast" target="_blank" rel="noopener">View SOUTHCOAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
1743 Acushnet Ave, New Bedford, MA, 02746-2126
8 - 4 Monday - Wed 8 - 5 Thursday and Friday 8 - 12 Saturday