SOUTHBRIDGE
Southbridge, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
11,310
Net Worth Ratio
10.53%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$242.3M
Peer Group 5
Members
11,310
as of latest quarter
Net Worth Ratio
10.53%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$242.3M
Total Shares
$213.1M
Total Loans
$177.1M
Net Worth Ratio
10.53%
≥7% = Well Capitalized
Members
11,310
Delinquency Rate (60d+)
0.16%
$285K
Loan-to-share ratio: 83.1%· healthy range 60–80%
Branch Locations
NCUALending Center/Operations
155 Main St, Southbridge, MA, 01550
Mon, Tues, Wed, Fri 8:00am - 4:00pm Thursday 8:00am - 6:00pm
Main Office
179 Main St, Southbridge, MA, 01550
Monday, Tuesday, Wednesday 8:00 am - 4:00 pm Thursday 8:00am - 6:00pm Friday 8:00am - 5:00pm Satuday 9:00am - 1pm
Fiskdale
514 Main St, Sturbridge, MA, 01518-1212
Mon, Tues, Wed ,8:00am - 4:00pm, Thursday 8:00am - 6:00pm, Firday 8:00am - 5:00pm Saturday Closed
Hobbs Brook
120 Charlton Rd, Sturbridge, MA, 01566-1564
Mon, Tues, Wed 8:00am - 4:00pm, Thurs and Friday 8:00am - 6:00pm, Saturday 9:00am - 1:00pm
Auburn
732 Southbridge St, Auburn, MA, 01501
Mon, Tues, Wed 8:00am - 4:00pm, Thurs 8:00am - 6:00pm, Fri 8:00am - 5:00pm Sat Closed
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/southbridge" target="_blank" rel="noopener">View SOUTHBRIDGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.