Southbridge, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
11,310
Net Worth Ratio
10.53%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$242.3M
Total Shares
$213.1M
Total Loans
$177.1M
Net Worth Ratio
10.53%
≥7% = Well Capitalized
Members
11,310
Delinquency Rate (60d+)
0.16%
$285K
Loan-to-share ratio: 83.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 124 | 86 | 14 | 69.3% | 11.3% |
| 2022 | 180 | 126 | 22 | 70.0% | 12.2% |
| 2021 | 223 | 159 | 14 | 71.3% | 6.3% |
No CFPB complaint data available for this credit union.
Lending Center/Operations
155 Main St, Southbridge, MA, 01550
Mon, Tues, Wed, Fri 8:00am - 4:00pm Thursday 8:00am - 6:00pm
Main Office
179 Main St, Southbridge, MA, 01550
Monday, Tuesday, Wednesday 8:00 am - 4:00 pm Thursday 8:00am - 6:00pm Friday 8:00am - 5:00pm Satuday 9:00am - 1pm
Fiskdale
514 Main St, Sturbridge, MA, 01518-1212
Mon, Tues, Wed ,8:00am - 4:00pm, Thursday 8:00am - 6:00pm, Firday 8:00am - 5:00pm Saturday Closed
Hobbs Brook
120 Charlton Rd, Sturbridge, MA, 01566-1564
Mon, Tues, Wed 8:00am - 4:00pm, Thurs and Friday 8:00am - 6:00pm, Saturday 9:00am - 1:00pm
Auburn
732 Southbridge St, Auburn, MA, 01501
Mon, Tues, Wed 8:00am - 4:00pm, Thurs 8:00am - 6:00pm, Fri 8:00am - 5:00pm Sat Closed
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<a href="https://bankscorer.com/credit-union/southbridge" target="_blank" rel="noopener">View SOUTHBRIDGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.