🏦Bank Scorer

SOUTH CAROLINA

North Charlesto, SC · Federal Credit Union · Chartered in SC

LICUWell Capitalized

Who can join

Multiple / other

Charter #1022Est. 1936RSSD: 625476

Members

156,633

Net Worth Ratio

13.18%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.57B

Peer Group 6

Members

156,633

as of latest quarter

Net Worth Ratio

13.18%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 190012, North Charlesto, SC 29419-9012

Chartered

1936

Branch Locations

33 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.57B

Total Shares

$2.07B

Total Loans

$1.93B

Net Worth Ratio

13.18%

≥7% = Well Capitalized

Members

156,633

Delinquency Rate (60d+)

0.36%

$7.0M

Loan-to-share ratio: 92.9%· healthy range 60–80%

Branch Locations

NCUA

Rivers Ave #1

2175 Credit Union Ln, North Charleston, SC, 29406-4915

M-F 9:00 AM to 5:30 PM

Main

Columbia Forest Drive

4503 Forest Dr, Columbia, SC, 29206-3124

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

Downtown

140 Bee St, Charleston, SC, 29401-5701

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

East Cooper

910 Houston Northcutt Blvd, Mt Pleasant, SC, 29464

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

Goose Creek

82 Bridgetown Rd, Goose Creek, SC, 29445

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

James Island

1317 Folly Rd, Charleston, SC, 29412-9561

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

Moncks Corner

456 N Highway 52, Moncks Corner, SC, 29461-3968

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

Naval Weapons Station

1001 Jefferson Avenue Ext, Goose Creek, SC, 29445-6049

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

North East Columbia

2350 LeGrand Rd, Columbia, SC, 29223-5702

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

Shipyard

1900 McMillan Ave, North Charleston, SC, 29405

M-F 9:00 AM to 5:30 PM

ATMDrive-thru

23 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.