North Charlesto, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple / other
Members
156,633
Net Worth Ratio
13.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.57B
Total Shares
$2.07B
Total Loans
$1.93B
Net Worth Ratio
13.18%
≥7% = Well Capitalized
Members
156,633
Delinquency Rate (60d+)
0.36%
$7.0M
Loan-to-share ratio: 92.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,635 | 1,040 | 105 | 63.6% | 6.4% |
| 2022 | 2,173 | 1,471 | 105 | 67.7% | 4.8% |
| 2021 | 2,495 | 1,698 | 76 | 68.1% | 3.0% |
Last 12 Months
6
Since 2018
55
all complaints on record
Monetary Relief
2%
% of complaints with monetary relief
Untimely Response
2%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through May 2026.Last 12 months shown — upgrade for full history.
Rivers Ave #1
2175 Credit Union Ln, North Charleston, SC, 29406-4915
M-F 9:00 AM to 5:30 PM
Columbia Forest Drive
4503 Forest Dr, Columbia, SC, 29206-3124
M-F 9:00 AM to 5:30 PM
Downtown
140 Bee St, Charleston, SC, 29401-5701
M-F 9:00 AM to 5:30 PM
East Cooper
910 Houston Northcutt Blvd, Mt Pleasant, SC, 29464
M-F 9:00 AM to 5:30 PM
Goose Creek
82 Bridgetown Rd, Goose Creek, SC, 29445
M-F 9:00 AM to 5:30 PM
James Island
1317 Folly Rd, Charleston, SC, 29412-9561
M-F 9:00 AM to 5:30 PM
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<a href="https://bankscorer.com/credit-union/south-carolina" target="_blank" rel="noopener">View SOUTH CAROLINA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
Moncks Corner
456 N Highway 52, Moncks Corner, SC, 29461-3968
M-F 9:00 AM to 5:30 PM
Naval Weapons Station
1001 Jefferson Avenue Ext, Goose Creek, SC, 29445-6049
M-F 9:00 AM to 5:30 PM
North East Columbia
2350 LeGrand Rd, Columbia, SC, 29223-5702
M-F 9:00 AM to 5:30 PM
Shipyard
1900 McMillan Ave, North Charleston, SC, 29405
M-F 9:00 AM to 5:30 PM
23 more locations not shown.