🏦Bank Scorer

SERVU

Painted Post, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #10933Est. 1956RSSD: 871282

Members

43,467

Net Worth Ratio

14.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$519.0M

Peer Group 6

Members

43,467

as of latest quarter

Net Worth Ratio

14.76%

Well Capitalized

Institution Profile

NCUA

Address

87 Victory Hwy, Painted Post, NY 14870-1006

Chartered

1956

Branch Locations

7 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$519.0M

Total Shares

$437.9M

Total Loans

$374.4M

Net Income

$1.8M

Net Worth Ratio

14.76%

≥7% = Well Capitalized

Members

43,467

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.26%

$960K

Loan-to-share ratio: 85.5%· healthy range 60–80%

Branch Locations

NCUA

87 Victory Hwy

87 Victory Hwy, Painted Post, NY, 14870-1006

8-5 M-F

MainATMDrive-thru

Hornell

10 Taylor St, Hornell, NY, 14843

9-5 M-F

ATMDrive-thru

Dundee

46 Millard St, Dundee, NY, 14837-9400

9-5 M-F

ATMDrive-thru

Bath

7215 State Route 54, Bath, NY, 14810

9-5 M-F

ATMDrive-thru

Alfred

180 N Main St, Alfred, NY, 14802

M -F 9-5

ATMDrive-thru

Penn Yan

102 Delano Pl, Penn Yan, NY, 14527-1660

9-5 M-F

ATMDrive-thru

Corning

111 Pine St, Corning, NY, 14830-2618

9-5 M-F

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.