Massena, NY · Federal Credit Union · Chartered in NY
Who can join
Community / multiple bond
Members
56,628
Net Worth Ratio
17.73%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$771.8M
Total Shares
$643.8M
Total Loans
$430.3M
Net Worth Ratio
17.73%
≥7% = Well Capitalized
Members
56,628
Delinquency Rate (60d+)
0.27%
$1.2M
Loan-to-share ratio: 66.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 203 | 154 | 28 | 75.9% | 13.8% |
| 2021 | 330 | 260 | 26 | 78.8% | 7.9% |
No CFPB complaint data available for this credit union.
30 Stearns St.
30 Stearns St, Massena, NY, 13662-2310
8-5 M-Th 8-6 F 9-12 S
Branch - Malone
3349 State Route 11, Malone, NY, 12953-4713
8-5 M-Th 8-6 F 9-12 S
Branch - Potsdam
6 Sisson St, Potsdam, NY, 13676-3596
8-5 M-Th 8-6 F 9-12 S
Branch - Ogdensburg
3001 Ford Street Ext, Ogdensburg, NY, 13669-4495
8-5 M-Th 8-6 F
Branch - Plattsburgh
139 Smithfield Blvd, Plattsburgh, NY, 12901
8-5 M-Th8-6 F9-12 S
Branch - South Burlington
1680 Shelburne Rd, South Burlington, VT, 05403-7718
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<a href="https://bankscorer.com/credit-union/sea-comm" target="_blank" rel="noopener">View SEA COMM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Monday - Thursday 8:00 a.m. to 5:00 p.m. Friday 8:00 a.m. to 6:00 p.m. Drive-Thru Tellers Open at 8:00 Saturday Closed
Branch - Essex
25 Carmichael St, Essex Junction, VT, 05452
Monday - Thursday 8:00 a.m. to 5:00 p.m.Friday 8:00 a.m. to 6:00 p.m.Saturday - Closed
Branch - Canton
101 E Main St, Canton, NY, 13617-1445
8-5 M-Th 8-6 F 9-12 S
Branch - Watertown
20565 State Route 3, Watertown, NY, 13601
Monday - Thursday - 8:00 a.m. to 5:00 p.m. Friday - 8:00 a.m. to 6:00 p.m.