SCHENECTADY COUNTY EMPLOYEES
Schenectady, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
645
Net Worth Ratio
7.11%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.7M
Peer Group 2
Members
645
as of latest quarter
Net Worth Ratio
7.11%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.7M
Total Shares
$5.2M
Total Loans
$3.5M
Net Worth Ratio
7.11%
≥7% = Well Capitalized
Members
645
Delinquency Rate (60d+)
1.13%
$39K
Loan-to-share ratio: 66.7%· healthy range 60–80%
Branch Locations
NCUASchenectady County EFCU
388 Broadway, Schenectady, NY, 12305
9am - 4pm Monday thru Friday 9am - 4:30pm Wednesday
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/schenectady-county-employees" target="_blank" rel="noopener">View SCHENECTADY COUNTY EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.