Saratoga Spring, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
5,399
Net Worth Ratio
8.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$59.2M
Total Shares
$54.3M
Total Loans
$49.1M
Net Worth Ratio
8.56%
≥7% = Well Capitalized
Members
5,399
Delinquency Rate (60d+)
0.33%
$164K
Loan-to-share ratio: 90.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 74 | 52 | 16 | 70.3% | 21.6% |
No CFPB complaint data available for this credit union.
189 Ballston Ave
189 Ballston Ave, Saratoga Springs, NY, 12866-4715
Mon-Fri 9am - 5pm Sat 9am - 1pm Sat 9am - 1pm Sun (closed)
444 Geyser Rd
444 Geyser Rd, Ballston Spa, NY, 12020
9-5 Monday - Friday9-1 Saturday
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<a href="https://bankscorer.com/credit-union/saratogas-community" target="_blank" rel="noopener">View SARATOGA'S COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.