🏦Bank Scorer

SANTO CHRISTO

Fall River, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #9822Est. 1954RSSD: 957382

Members

1,978

Net Worth Ratio

8.53%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$19.2M

Peer Group 3

Members

1,978

as of latest quarter

Net Worth Ratio

8.53%

Well Capitalized

Institution Profile

NCUA

Address

149 Columbia Street, Fall River, MA 02721

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$19.2M

Total Shares

$17.5M

Total Loans

$11.4M

Net Worth Ratio

8.53%

≥7% = Well Capitalized

Members

1,978

Delinquency Rate (60d+)

0.10%

$11K

Loan-to-share ratio: 65.0%· healthy range 60–80%

Branch Locations

NCUA

SANTO CHRISTO FEDERAL CREDIT UNION

149 Columbia St, FALL RIVER, MA, 02721-1360

MONDAY AND TUESDAY 9:00AM TO 4:00 PM WEDNESDAY AND SATURDAY 9:00 AM TO 12:00NOON THURSDAY 9:00 AM TO 4:00PM FRIDAY 9:00 AM TO 7:

MainDrive-thru

New Bedford Credit Union

1150 Purchase St, New Bedford, MA, 02740-6635

Mon., Tues. - 9:00 a.m. to 4:00 p.m. Wed. & Sat. - 9:00 a.m. to Noon Thurs. - 9:00 a.m. to 6:00 p.m. Fri. - 9:00 a.m. to 5:00 p.m.

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.