🏦Bank Scorer

SALT CITY

Solvay, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #8512Est. 1953RSSD: 242387

Members

7,032

Net Worth Ratio

8.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$117.0M

Peer Group 5

Members

7,032

as of latest quarter

Net Worth Ratio

8.96%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 188, Solvay, NY 13209-0188

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$117.0M

Total Shares

$105.9M

Total Loans

$69.6M

Net Worth Ratio

8.96%

≥7% = Well Capitalized

Members

7,032

Delinquency Rate (60d+)

0.30%

$205K

Loan-to-share ratio: 65.8%· healthy range 60–80%

Branch Locations

NCUA

Solvay Office

1753 Milton Ave, Solvay, NY, 13209

Mon, Wed, Thurs 9 to 5 Tue 9 to 3 Fri 9 to 6 Sat 9 to 12:30

MainATMDrive-thru

Valley Office

4800 S Salina St, Syracuse, NY, 13205

Mon, Wed, Thur 9 to 5, Tue 9 to 3, Fri 9 to 6, Sat 9 to 12:30

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.