🏦Bank Scorer

SAINT JOHN A M E

Niagara Falls, NY · Federal Credit Union · Chartered in NY

LICU MDIWell Capitalized

Who can join

Single employer group

Charter #18528Est. 1968RSSD: 495781

Members

170

Net Worth Ratio

14.43%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$201K

Peer Group 1

Members

170

as of latest quarter

Net Worth Ratio

14.43%

Well Capitalized

Institution Profile

NCUA

Address

917 Garden Ave, Niagara Falls, NY 14305-2446

Chartered

1968

Branch Locations

1 location

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$201K

Total Shares

$171K

Total Loans

$120K

Net Income

$-285

Net Worth Ratio

14.43%

≥7% = Well Capitalized

Members

170

Return on Assets

-0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

4.23%

$5K

Loan-to-share ratio: 70.4%· healthy range 60–80%

Branch Locations

NCUA

SAINT JOHN AME FCU

917 GARDEN AVE, NIAGARA FALLS, NY, 14305-2446

TUES & THURS 4:00 pm - 7:00 pm SUNDAY 1:30 - 2:30 PM

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.