🏦Bank Scorer

ROME

Rome, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #1810Est. 1936RSSD: 267670

Members

1,823

Net Worth Ratio

10.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$32.2M

Peer Group 3

Members

1,823

as of latest quarter

Net Worth Ratio

10.88%

Well Capitalized

Institution Profile

NCUA

Address

937 Seneca St, Rome, NY 13440

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$32.2M

Total Shares

$28.6M

Total Loans

$14.9M

Net Income

$-9,725

Net Worth Ratio

10.88%

≥7% = Well Capitalized

Members

1,823

Return on Assets

-0.03%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.82%

$272K

Loan-to-share ratio: 52.3%· healthy range 60–80%

Branch Locations

NCUA

Rome Federal Credit Union

937 Seneca St, Rome, NY, 13440

M-Th 7:30-4:30 Fri 7:30-5:00 Sat 9:00 - 1:00

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.