Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
4,100
Net Worth Ratio
11.27%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$44.6M
Total Shares
$39.6M
Total Loans
$26.9M
Net Income
$66K
Net Worth Ratio
11.27%
≥7% = Well Capitalized
Members
4,100
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.42%
$113K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
460 N Goodman St, Rochester, NY, 14609-6135
9:30am to 3:30pm M T W T F
Sister Cities
40 N Fitzhugh St, Rochester, NY, 14614-1211
9:30am to 3:30pm M T W T F
Buffalo Rd
2300 Buffalo Rd, Rochester, NY, 14624
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<a href="https://bankscorer.com/credit-union/rochester-and-monroe-co-emp" target="_blank" rel="noopener">View ROCHESTER & MONROE CO EMP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 67.9%· healthy range 60–80%