RIVER WORKS
Lynn, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
5,341
Net Worth Ratio
9.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$189.8M
Peer Group 5
Members
5,341
as of latest quarter
Net Worth Ratio
9.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$189.8M
Total Shares
$172.6M
Total Loans
$148.6M
Net Income
$346K
Net Worth Ratio
9.22%
≥7% = Well Capitalized
Members
5,341
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.32%
$479K
Loan-to-share ratio: 86.1%· healthy range 60–80%
Branch Locations
NCUARiver Works Credit Union
947 Western Ave, Lynn, MA, 01905-2640
Monday-Friday 8am - 4pm Saturday- 9am - 12pm
Morgan Records
159 Frontage Rd, Manchester, NH, 03103-6013
8:00AM-5:00PM
River Works Credit Union
256 Freeport St, Dorchester, MA, 02122-2845
Monday through Friday 8:30 to 4:30
Naveo Credit Union
493 Somerville Ave, Somerville, MA, 02143
River Works Credit Union
24 Broadway, Lynnfield, MA, 01940
8:00AM - 3:30PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/river-works" target="_blank" rel="noopener">View RIVER WORKS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.