🏦Bank Scorer

RICHLAND

Sidney, MT · Federal Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #3391Est. 1939RSSD: 587471

Members

4,834

Net Worth Ratio

14.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$117.7M

Peer Group 5

Members

4,834

as of latest quarter

Net Worth Ratio

14.75%

Well Capitalized

Institution Profile

NCUA

Address

201 W Holly St, Sidney, MT 59270-3626

Chartered

1939

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$117.7M

Total Shares

$100.2M

Total Loans

$40.3M

Net Income

$364K

Net Worth Ratio

14.75%

≥7% = Well Capitalized

Members

4,834

Return on Assets

0.31%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.21%

$86K

Loan-to-share ratio: 40.2%· healthy range 60–80%

Branch Locations

NCUA

Richland Federal Credit Union

201 W Holly St, Sidney, MT, 59270-3626

Lobby M-F 9-4 Drive-up M-F 7:45-5 Sat. 9-noon

MainATMDrive-thru

Richland Federal Credit Union

18 2nd east, Culbertson, MT, 59218

M-F 9-3

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.