Middlesex, NJ · Federal Credit Union · Chartered in NJ
Who can join
Multiple select employee groups
Members
3,926
Net Worth Ratio
15.47%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$40.7M
Total Shares
$34.3M
Total Loans
$13.3M
Net Income
$133K
Net Worth Ratio
15.47%
≥7% = Well Capitalized
Members
3,926
Return on Assets
0.33%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.51%
$67K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 390 | 203 | 122 | 52.0% | 31.3% |
| 2022 | 442 | 248 | 104 | 56.1% | 23.5% |
| 2021 | 236 | 125 | 85 | 53.0% | 36.0% |
No CFPB complaint data available for this credit union.
Middlesex
619 Union Ave, Middlesex, NJ, 08846
m-f 7:30-4:00
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<a href="https://bankscorer.com/credit-union/public-service" target="_blank" rel="noopener">View PUBLIC SERVICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 38.7%· healthy range 60–80%