Chicopee, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
28,647
Net Worth Ratio
13.67%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$765.4M
Total Shares
$614.7M
Total Loans
$627.0M
Net Income
$1.2M
Net Worth Ratio
13.67%
≥7% = Well Capitalized
Members
28,647
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$371K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 378 | 253 | 74 | 66.9% | 19.6% |
| 2022 | 687 | 519 | 83 | 75.5% | 12.1% |
| 2021 | 1,222 | 920 | 96 | 75.3% | 7.9% |
No CFPB complaint data available for this credit union.
Front Street
923 Front St, Chicopee, MA, 01020-1723
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Westfield Office
1 Parkside Ave, Westfield, MA, 01085
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Southampton Office
32 College Hwy, Southampton, MA, 01073
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Hampden
25 E Longmeadow Rd, Hampden, MA, 01036
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Chicopee Comprehensive High School
617 Montgomery St, Chicopee, MA, 01020
Tuesday, Wednesday & Friday 11:00 am to 1:00 pm only during the school calendar year - closed during the summer
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<a href="https://bankscorer.com/credit-union/polish-national" target="_blank" rel="noopener">View POLISH NATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 102.0%· healthy range 60–80%
Wilbraham Office
202 Boston Rd, Wilbraham, MA, 01095
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Granby Office
34 W State St, Granby, MA, 01033-9450
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
East Longmeadow Office
232 N Main St, East Longmeadow, MA, 01028
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm