PENN SOUTH COOPERATIVE
New York, NY · Federal Credit Union · Chartered in NY
Who can join
Association-based
Members
711
Net Worth Ratio
14.69%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$8.1M
Peer Group 2
Members
711
as of latest quarter
Net Worth Ratio
14.69%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$8.1M
Total Shares
$6.8M
Total Loans
$6.9M
Net Income
$23K
Net Worth Ratio
14.69%
≥7% = Well Capitalized
Members
711
Return on Assets
0.29%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.37%
$95K
Loan-to-share ratio: 102.5%· healthy range 60–80%
Branch Locations
NCUAPenn South Credit Union
321 8th Ave, New York, NY, 10001-4818
Wednesdays 5:15-7:30PM and Sundays 10:00AM-12:30PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/penn-south-cooperative" target="_blank" rel="noopener">View PENN SOUTH COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.