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PATRIOT

Saint Louis, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

State government employees (special charter)

Charter #64856Est. 1958RSSD: 249395

Members

1,524

Net Worth Ratio

8.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$15.9M

Peer Group 3

Members

1,524

as of latest quarter

Net Worth Ratio

8.35%

Well Capitalized

Institution Profile

NCUA

Address

4343 Telegraph Rd, Patriot Credit U, Saint Louis, MO 63129-2648

Chartered

1958

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$15.9M

Total Shares

$14.6M

Total Loans

$13.2M

Net Income

$53K

Net Worth Ratio

8.35%

≥7% = Well Capitalized

Members

1,524

Return on Assets

0.33%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.64%

$217K

Loan-to-share ratio: 90.8%· healthy range 60–80%

Branch Locations

NCUA

Patriot Credit Union

4343 Telegraph Rd, Saint Louis, MO, 63129-2648

9am to 530pm M-Th 9am to 6pm F 9am to noon Sa

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.