PARK SIDE FINANCIAL
Whitefish, MT · State Credit Union · Chartered in MT
Who can join
State government employees (special charter)
Members
30,171
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$389.1M
Peer Group 5
Members
30,171
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$389.1M
Total Shares
$349.1M
Total Loans
$270.7M
Net Income
$994K
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
30,171
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$845K
Loan-to-share ratio: 77.5%· healthy range 60–80%
Branch Locations
NCUAWhitefish
1300 Baker Ave, Whitefish, MT, 59937-2988
9:00am - 5:30pm MTWF10:00am - 6:00pm Thurs
Columbia Falls
1710 9th St W, Columbia Falls, MT, 59912
9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs
Kalispell Sunset
660 Sunset Blvd, Kalispell, MT, 59901-3604
9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs
Evergreen
2181 US Highway 2 E Ste 10, Kalispell, MT, 59901-2858
9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs
Great Northern
2300 Great Northern Ave, Missoula, MT, 59808-1977
9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs
Brooks
4055 Brooks St Ste C, Missoula, MT, 59804-0001
9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs
Big Fork
8111 Hwy 35, Bigfork, MT, 59911
9:00am - 5:30pm MTWF10:00am - 6:00pm Thurs
West Broadway
320 W Broadway St Ste B, Missoula, MT, 59802
9:00am - 5:30pm MTWF10:00am - 6:00pm Thurs
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 87 | 30 | 37 | 34.5% | 42.5% |
| 2022 | 279 | 214 | 47 | 76.7% | 16.9% |
| 2021 | 298 | 203 | 44 | 68.1% | 14.8% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/park-side-financial" target="_blank" rel="noopener">View PARK SIDE FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.