PALMETTO FIRST
Florence, SC · Federal Credit Union · Chartered in SC
Who can join
Employer / occupational group
Members
6,501
Net Worth Ratio
20.75%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$63.8M
Peer Group 4
Members
6,501
as of latest quarter
Net Worth Ratio
20.75%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$63.8M
Total Shares
$50.4M
Total Loans
$41.4M
Net Income
$304K
Net Worth Ratio
20.75%
≥7% = Well Capitalized
Members
6,501
Return on Assets
0.48%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.38%
$572K
Loan-to-share ratio: 82.2%· healthy range 60–80%
Branch Locations
NCUAPalmetto First FCU
1722 Gregg Ave, Florence, SC, 29501
Drive Thru: Monday - Thursday 8:30-5:00 Friday 8:30 - 6:00 Lobby: Monday - Thursday 9:00-5:00
Palmetto First FCU - Branch
108 Pamplico Hwy, Florence, SC, 29505
Lobby: Monday -Thursday 9:00-5:00 Friday 9:00-5:30 Drive Thru: Monday-Thursday 8:30-5:00 F
South Carolina National Guard Federal Credit Union
1225 Bluff Rd, Columbia, SC, 29201-4714
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/palmetto-first" target="_blank" rel="noopener">View PALMETTO FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.