Columbia, SC · Federal Credit Union · Chartered in SC
Who can join
Multiple / other
Members
86,899
Net Worth Ratio
13.21%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.48B
Total Shares
$1.18B
Total Loans
$821.8M
Net Worth Ratio
13.21%
≥7% = Well Capitalized
Members
86,899
Delinquency Rate (60d+)
0.72%
$5.9M
Loan-to-share ratio: 69.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,255 | 860 | 229 | 68.5% | 18.3% |
| 2022 | 1,694 | 1,218 | 285 | 71.9% | 16.8% |
| 2021 | 1,653 | 1,193 | 258 | 72.2% | 15.6% |
No CFPB complaint data available for this credit union.
Palmetto Citizens FCU Administrative
1320 Washington St, Columbia, SC, 29201-3382
9:00 - 5:00 Mon-Thur 9:00 - 6:00 Fri
Palmetto Citizens FCU - Millwood
3122 Millwood Ave, Columbia, SC, 29205-1825
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Northeast
114 Atrium Way, Columbia, SC, 29223
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Irmo
7816 Broad River Rd, Irmo, SC, 29063
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Garners Ferry
7655 Garners Ferry Rd, Columbia, SC, 29209-3857
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Lexington
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<a href="https://bankscorer.com/credit-union/palmetto-citizens" target="_blank" rel="noopener">View PALMETTO CITIZENS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
919 N Lake Dr, Lexington, SC, 29072-2157
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Beltline
2200 N Beltline Blvd, Columbia, SC, 29204-3907
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Bush River
500 Bush River Rd, Columbia, SC, 29210-7314
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - Stadium
1000 Shop Rd, Columbia, SC, 29201-4754
9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri
Palmetto Citizens FCU - West Columbia
2120 Sunset Blvd, West Columbia, SC, 29169-4793
9:00 - 5:00 Mon-Thur 9:00 - 6:00 Fri
6 more locations not shown.