OSWEGO COUNTY
Oswego, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
14,601
Net Worth Ratio
11.77%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$151.9M
Peer Group 5
Members
14,601
as of latest quarter
Net Worth Ratio
11.77%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$151.9M
Total Shares
$132.5M
Total Loans
$101.5M
Net Worth Ratio
11.77%
≥7% = Well Capitalized
Members
14,601
Delinquency Rate (60d+)
1.87%
$1.9M
Loan-to-share ratio: 76.6%· healthy range 60–80%
Branch Locations
NCUAEast Office
90 E Bridge St, Oswego, NY, 13126
Monday-Tuesday 9-5 Wednesday 8:30-5 Thursday-Friday 8:30-5:30
Mexico Office
5800 Scenic Ave, Mexico, NY, 13114
m-t 9-5wed 8;30-5th-fr 8:30-5:30
Fulton Branch
707 s 4th st, Fulton, NY, 13069
Monday, Tuesday 9:00 AM - 5:00 PMWednesday 8:30 AM - 5:00 PMThursday, Friday 8:30 AM - 5:30 PM
Oswego West
262 W Seneca St, Oswego, NY, 13126
M-T: 9:00 - 5:00 Wed: 8:30 - 5:00 Th - Fri: 8:30 - 5:30
Phoenix
101 Volney ST, Phoenix, NY, 13135
Monday-Tuesday 9-5 Wednesday 8:30-5 Thursday-Friday 8:30-5:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/oswego-county" target="_blank" rel="noopener">View OSWEGO COUNTY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.