Oswego, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
14,601
Net Worth Ratio
11.77%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$151.9M
Total Shares
$132.5M
Total Loans
$101.5M
Net Worth Ratio
11.77%
≥7% = Well Capitalized
Members
14,601
Delinquency Rate (60d+)
1.87%
$1.9M
Loan-to-share ratio: 76.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 220 | 151 | 34 | 68.6% | 15.4% |
| 2022 | 154 | 101 | 13 | 65.6% | 8.4% |
| 2021 | 87 | 65 | 6 | 74.7% | 6.9% |
No CFPB complaint data available for this credit union.
East Office
90 E Bridge St, Oswego, NY, 13126
Monday-Tuesday 9-5 Wednesday 8:30-5 Thursday-Friday 8:30-5:30
Mexico Office
5800 Scenic Ave, Mexico, NY, 13114
m-t 9-5wed 8;30-5th-fr 8:30-5:30
Fulton Branch
707 s 4th st, Fulton, NY, 13069
Monday, Tuesday 9:00 AM - 5:00 PMWednesday 8:30 AM - 5:00 PMThursday, Friday 8:30 AM - 5:30 PM
Oswego West
262 W Seneca St, Oswego, NY, 13126
M-T: 9:00 - 5:00 Wed: 8:30 - 5:00 Th - Fri: 8:30 - 5:30
Phoenix
101 Volney ST, Phoenix, NY, 13135
Monday-Tuesday 9-5 Wednesday 8:30-5 Thursday-Friday 8:30-5:30
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/oswego-county" target="_blank" rel="noopener">View OSWEGO COUNTY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.