ONE CREDIT UNION OF NY
Cheektowaga, NY · State Credit Union · Chartered in NY
Who can join
State government employees (special charter)
Members
8,152
Net Worth Ratio
13.05%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$111.8M
Peer Group 5
Members
8,152
as of latest quarter
Net Worth Ratio
13.05%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$111.8M
Total Shares
$97.7M
Total Loans
$40.0M
Net Worth Ratio
13.05%
≥7% = Well Capitalized
Members
8,152
Delinquency Rate (60d+)
0.09%
$35K
Loan-to-share ratio: 41.0%· healthy range 60–80%
Branch Locations
NCUAUnion Road
3517 Union Rd, Cheektowaga, NY, 14225-5127
Monday to Thursday 8:30 am to 4:00 pm. Friday 9:00am to 6:00pm
VA Medical Center
3495 Bailey Ave, Buffalo, NY, 14215-1129
Monday to Thursday 6:45 am to 2:45 pm, Friday 7:15 am to 3:15 pm
South Towns
500 Ridge Rd, Lackawanna, NY, 14218
m-f 8:00am to 4:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/one-credit-union-of-ny" target="_blank" rel="noopener">View ONE CREDIT UNION OF NY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.