OCNAC #1
Jersey City, NJ · Federal Credit Union · Chartered in NJ
Who can join
Select employee groups
Members
2,127
Net Worth Ratio
12.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$7.1M
Peer Group 2
Members
2,127
as of latest quarter
Net Worth Ratio
12.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$7.1M
Total Shares
$6.1M
Total Loans
$1.6M
Net Income
$26K
Net Worth Ratio
12.31%
≥7% = Well Capitalized
Members
2,127
Return on Assets
0.37%
annualized · >0.5% healthy
Delinquency Rate (60d+)
3.83%
$62K
Loan-to-share ratio: 26.5%· healthy range 60–80%
Branch Locations
NCUA1082 summit ave
1082 summit ave, jersey city, NJ, 07307
m-f 9:00-3:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ocnac-1" target="_blank" rel="noopener">View OCNAC #1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.