Oceanside, NY · Federal Credit Union · Chartered in NY
Who can join
Community / multiple bond
Members
14,135
Net Worth Ratio
8.21%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$401.5M
Total Shares
$375.7M
Total Loans
$292.8M
Net Worth Ratio
8.21%
≥7% = Well Capitalized
Members
14,135
Delinquency Rate (60d+)
1.15%
$3.4M
Loan-to-share ratio: 77.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 65 | 45 | 19 | 69.2% | 29.2% |
| 2022 | 74 | 49 | 17 | 66.2% | 23.0% |
| 2021 | 80 | 45 | 21 | 56.3% | 26.3% |
No CFPB complaint data available for this credit union.
Oceanside
45 Atlantic Ave, Oceanside, NY, 11572-2035
M 9AM- 5PM Tue-Thur 9AM - 3PM Fri 9AM - 7Pm Sat 9 AM- Noon
Seaford
4050 Merrick Rd, Seaford, NY, 11783
M-Thur 9 AM - 3 PM Fri 9 AM - 7 PM Sat 9 AM - noon
Morris Ave Back Office
21 Morris Ave, Rockville Centre, NY, 11570-5336
Molloy University
1000 Hempstead Ave, Rockville Centre, NY, 11570-1135
M-Th, Teller hours 9am-2pm MSR hours 9am-4pm
Mercy Hospital
1000 N Village Ave, Rockville Centre, NY, 11570
Monday - Friday
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<a href="https://bankscorer.com/credit-union/ocean-financial" target="_blank" rel="noopener">View OCEAN FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.