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O AND R UTILITIES EMPLOYEES

Monroe, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Occupational / employer group

Charter #23700Est. 1980RSSD: 825593

Members

1,957

Net Worth Ratio

11.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$34.8M

Peer Group 3

Members

1,957

as of latest quarter

Net Worth Ratio

11.46%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 470, Monroe, NY 10949

Chartered

1980

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$34.8M

Total Shares

$30.8M

Total Loans

$25.9M

Net Worth Ratio

11.46%

≥7% = Well Capitalized

Members

1,957

Delinquency Rate (60d+)

0.36%

$94K

Loan-to-share ratio: 84.2%· healthy range 60–80%

Branch Locations

NCUA

Monroe

14 Talmadge Ct, Monroe, NY, 10950-1526

8 to 4 Monday to Friday

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.