NOVA UA
Clifton, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
3,696
Net Worth Ratio
13.85%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$155.2M
Peer Group 5
Members
3,696
as of latest quarter
Net Worth Ratio
13.85%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$155.2M
Total Shares
$133.5M
Total Loans
$99.5M
Net Income
$105K
Net Worth Ratio
13.85%
≥7% = Well Capitalized
Members
3,696
Return on Assets
0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$346K
Loan-to-share ratio: 74.5%· healthy range 60–80%
Branch Locations
NCUAClifton Office
851 Allwood Rd, Clifton, NJ, 07012
M/F 9am-7pm T/W/Th 9am-5pm Sat 9am-1pm
Botany Branch
237 Dayton Ave, Clifton, NJ, 07011
M/F 12pm-7pm T/Th 9am-4pm Sat 9am-1pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/nova-ua" target="_blank" rel="noopener">View NOVA UA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.