NORTH TOWNS
Clarence, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
3,034
Net Worth Ratio
9.61%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$49.2M
Peer Group 3
Members
3,034
as of latest quarter
Net Worth Ratio
9.61%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$49.2M
Total Shares
$44.4M
Total Loans
$28.7M
Net Worth Ratio
9.61%
≥7% = Well Capitalized
Members
3,034
Delinquency Rate (60d+)
0.16%
$47K
Loan-to-share ratio: 64.7%· healthy range 60–80%
Branch Locations
NCUANorth Towns FCU
9145 Sheridan Dr, Clarence, NY, 14031
Mon - Wed 9:30am - 4:30pm Thurs 9:00am - 5:00pm Fri 9:00am - 6:00pm NO Saturday Hours at Present
Clarence High School
9625 Main St, Clarence, NY, 14031
Wed 10:00am - 2:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-towns" target="_blank" rel="noopener">View NORTH TOWNS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.