NORTH JERSEY
Totowa, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
27,820
Net Worth Ratio
10.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$256.7M
Peer Group 5
Members
27,820
as of latest quarter
Net Worth Ratio
10.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$256.7M
Total Shares
$236.0M
Total Loans
$150.9M
Net Worth Ratio
10.39%
≥7% = Well Capitalized
Members
27,820
Delinquency Rate (60d+)
0.62%
$937K
Loan-to-share ratio: 63.9%· healthy range 60–80%
Branch Locations
NCUATotowa Branch
711 Union Blvd, Totowa, NJ, 07512-2207
Drive-Up Window &Call Center: Monday ? Thursday 8:00 am ? 5:00 pm Friday 8:00 am ? 5:30 pm Saturday 8:30 am ? 1:00 pm Lobby: Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm
Elmwood Park
444 Mola Blvd, Elmwood Park, NJ, 07407
Branch Lobby Hours Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm Drive-Thru Hours Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm
Newark
186 W Market St, Newark, NJ, 07103
Branch Lobby Hours Monday ? Thursday: 8:00 a.m. ? 4:00 p.m. Friday: 7:30 a.m. ? 5:00 p.m. Saturday: 9:00 a.m. ? 1:00 p.m
Newark Norman Road Branch
195 Norman Rd, Newark, NJ, 07106-3309
Lobby: Monday-Friday 09:00 AM - 04:30 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-jersey" target="_blank" rel="noopener">View NORTH JERSEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.