Totowa, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
27,820
Net Worth Ratio
10.39%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$256.7M
Total Shares
$236.0M
Total Loans
$150.9M
Net Worth Ratio
10.39%
≥7% = Well Capitalized
Members
27,820
Delinquency Rate (60d+)
0.62%
$937K
Loan-to-share ratio: 63.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 64 | 47 | 17 | 73.4% | 26.6% |
| 2022 | 76 | 55 | 21 | 72.4% | 27.6% |
| 2021 | 63 | 59 | 4 | 93.7% | 6.3% |
No CFPB complaint data available for this credit union.
Totowa Branch
711 Union Blvd, Totowa, NJ, 07512-2207
Drive-Up Window &Call Center: Monday ? Thursday 8:00 am ? 5:00 pm Friday 8:00 am ? 5:30 pm Saturday 8:30 am ? 1:00 pm Lobby: Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm
Elmwood Park
444 Mola Blvd, Elmwood Park, NJ, 07407
Branch Lobby Hours Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm Drive-Thru Hours Monday ? Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:30 pm Saturday 9:00 am ? 1:00 pm
Newark
186 W Market St, Newark, NJ, 07103
Branch Lobby Hours Monday ? Thursday: 8:00 a.m. ? 4:00 p.m. Friday: 7:30 a.m. ? 5:00 p.m. Saturday: 9:00 a.m. ? 1:00 p.m
Newark Norman Road Branch
195 Norman Rd, Newark, NJ, 07106-3309
Lobby: Monday-Friday 09:00 AM - 04:30 PM
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<a href="https://bankscorer.com/credit-union/north-jersey" target="_blank" rel="noopener">View NORTH JERSEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.