Niagara Falls, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
21,796
Net Worth Ratio
10.73%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$263.7M
Total Shares
$237.9M
Total Loans
$150.6M
Net Worth Ratio
10.73%
≥7% = Well Capitalized
Members
21,796
Delinquency Rate (60d+)
0.70%
$1.0M
Loan-to-share ratio: 63.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 107 | 93 | 9 | 86.9% | 8.4% |
| 2022 | 146 | 134 | 5 | 91.8% | 3.4% |
| 2021 | 120 | 86 | 10 | 71.7% | 8.3% |
No CFPB complaint data available for this credit union.
Packard Road
3619 Packard Rd, Niagara Falls, NY, 14303-2224
Monday-Friday 8:30am-5:00pm Saturday 8:30am-12:00pm
North Tonawanda
3577 Niagara Falls Blvd, North Tonawanda, NY, 14120
Monday-Friday 8:30am-5:00pm Saturday 8:30am-12:00pm
Sawyer Drive
2131 Sawyer Dr, Niagara Falls, NY, 14304
Monday-Friday 8:30am-5:00pm
Lockport office
260 West Ave, Lockport, NY, 14094
Monday-Friday 8:30am - 5:00 pm Saturday Drive-Thru ONLY 8:30am - 12:00pm
Main St office
900 Main St, Niagara Falls, NY, 14301
Monday-Friday 9:00am - 5:00pm
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<a href="https://bankscorer.com/credit-union/niagaras-choice" target="_blank" rel="noopener">View NIAGARA'S CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.