Troy, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
4,313
Net Worth Ratio
9.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$107.1M
Total Shares
$96.8M
Total Loans
$33.9M
Net Income
$123K
Net Worth Ratio
9.89%
≥7% = Well Capitalized
Members
4,313
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.03%
$687K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Troy Branch
150 Defreest Dr, Troy, NY, 12180
Mon-Thur: 9-4:30 Fri: 9-6 Sat: 9-1
Albany Branch
325 Washington Avenue Ext, Albany, NY, 12205-5581
Mon- Thur: 9-4:30 Fri: 9-6 Sat: 9-1
Troy Branch
150 Defreest Dr, Troy, NY, 12180
Mon-Thur: 9-4:30 Fri: 9-6 Sat: 9-1
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<a href="https://bankscorer.com/credit-union/next-step" target="_blank" rel="noopener">View NEXT STEP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 35.0%· healthy range 60–80%