Methuen, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
7,872
Net Worth Ratio
10.47%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$125.8M
Total Shares
$112.0M
Total Loans
$86.5M
Net Worth Ratio
10.47%
≥7% = Well Capitalized
Members
7,872
Delinquency Rate (60d+)
0.37%
$316K
Loan-to-share ratio: 77.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 79 | 61 | 10 | 77.2% | 12.7% |
| 2022 | 89 | 71 | 7 | 79.8% | 7.9% |
| 2021 | 104 | 92 | 7 | 88.5% | 6.7% |
No CFPB complaint data available for this credit union.
NESC FCU
248 PLEASANT ST, METHUEN, MA, 01844
M-F 8:30-5
METHUEN BRANCH
244 PLEASANT ST, METHUEN, MA, 01844
M - FR 8:30-5 SAT 8:30-12:30
ANDOVER IRS BRANCH
310 LOWELL ST, ANDOVER, MA, 01810
M-F 8:30-5
LAWRENCE BRANCH
14 AMESBURY ST, LAWRENCE, MA, 01840
M - FR 8:30-5 SAT 8:30-12:30
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/nesc" target="_blank" rel="noopener">View NESC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.