New York, NY · State Credit Union · Chartered in NY
Who can join
State government employees (special charter)
Members
640,990
Net Worth Ratio
11.93%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.10B
Total Shares
$4.48B
Total Loans
$3.26B
Net Worth Ratio
11.93%
≥7% = Well Capitalized
Members
640,990
Delinquency Rate (60d+)
0.99%
$32.4M
Loan-to-share ratio: 72.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,796 | 915 | 1,105 | 32.7% | 39.5% |
| 2022 | 2,742 | 1,175 | 733 | 42.9% | 26.7% |
| 2021 | 2,065 | 786 | 751 | 38.1% | 36.4% |
No CFPB complaint data available for this credit union.
MCU - Cortlandt St
22 Cortlandt St, New York, NY, 10007-3107
9:00am -5:00pm
MCU - Tribeca
86 Chambers St, New York, NY, 10007-1825
Mon-Fri 8:30-4:30
MCU - Downtown Brooklyn
350 Jay St, Brooklyn, NY, 11201
Mon-Fri 8:30-4:30 Sat 9-1
MCU - South Bronx
225 E 149th St, Bronx, NY, 10451
Mon-Fri 8:00-5:00 Sat 8:30-1:30
MCU - New Dorp Beach
2626 Hylan Blvd, Staten Island, NY, 10306
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Elmont
1660 Hempstead Tpke, Elmont, NY, 11003
Mon-Fri 8:30-4:30 Sat 9-1
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<a href="https://bankscorer.com/credit-union/municipal" target="_blank" rel="noopener">View MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
MCU - Spring Creek
911 Erskine St, Brooklyn, NY, 11239
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Georgetown
2142 Ralph Ave, Brooklyn, NY, 11234
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Midwood
1560 Flatbush Ave, Brooklyn, NY, 11210
Mon-Fri 8:30-4:30 Sat 9-1
MCU - West Harlem
280 Saint Nicholas Ave, New York, NY, 10027
Mon-Fri 8:30-4:30 Sat 9-1
6 more locations not shown.