🏦Bank Scorer

MONTANA

Great Falls, MT · Federal Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #4164Est. 1940RSSD: 341477

Members

26,193

Net Worth Ratio

12.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$358.9M

Peer Group 5

Members

26,193

as of latest quarter

Net Worth Ratio

12.35%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 5027, Great Falls, MT 59403

Chartered

1940

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$358.9M

Total Shares

$315.1M

Total Loans

$244.7M

Net Worth Ratio

12.35%

≥7% = Well Capitalized

Members

26,193

Delinquency Rate (60d+)

0.20%

$499K

Loan-to-share ratio: 77.7%· healthy range 60–80%

Branch Locations

NCUA

14th Street Office

15 14th St S, Great Falls, MT, 59401-3800

7:30 - 6:00 M-F 9:00-1:00 S

MainDrive-thru

North Office

540 Smelter Ave NE, Great Falls, MT, 59404

7:30 - 6:00 M-F

Drive-thru

9th Street Office

901 8th Ave S, Great Falls, MT, 59405

7:30 - 6:00 M-F

Drive-thru

10th Avenue Office

2828 10th Ave S, Great Falls, MT, 59405-3241

7:30 - 6:00 M-F

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023110871279.1%10.9%
2022137103875.2%5.8%
2021173124371.7%1.7%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.